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Home > Blog > Horne Insurance Blog Page 2
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Horne Insurance Blog Page 2

View the latest blog posts from Horne Insurance.

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Friday, September 10, 2021

How General Liability Protects Your Business Assets

Commercial general liability insurance protects your company from financial losses if your services or products cause property damage, personal injury or advertising injury to another person. This article helps you understand this coverage. Talking to your insurance agent can help you decide if it's appropriate for your business. READ MORE >>

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Monday, August 16, 2021

Who to List as a Beneficiary on a Life Insurance Policy

The choice of who to name as a beneficiary on your life insurance policy is not one to take lightly. Whoever is listed on your policy will receive benefits as stated by your life insurance once you have passed away.  Do I Have to Put Family Members on My Life Insurance Policy?  READ MORE >>

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Monday, July 19, 2021

Why You Must Report Commercial Vehicle Accidents

When you have a car accident, particularly if it involves a business vehicle or company driver, it is important that you report the accident to the police and file an appropriate report. This is not only important for insurance purposes, but also because failing to report an accident can qualify as criminal in most states. READ MORE >>

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Wednesday, June 23, 2021

Burglars Who Don't Break In

According to the FBI, about 30 percent of burglaries occur without a break-in. That means that 30 percent of burglaries happened because a window or door was unlocked or open. After reading that, you might be thinking that you never leave doors open for burglars to come in. But do you?  1. READ MORE >>

Friday, June 4, 2021

Let us shop for you

As an Independent Agency We can competitively shop for you with our Carriers.  We can give you our professional opinion as to the ins and out of each carrier and the options coverages each ey offer and all the discounts you deserve.  Call, email or stop in. READ MORE >>

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Friday, May 21, 2021

Does Your Small Business Need Liability Insurance?

Does Your Small Business Need Liability Insurance?   Every business, no matter how big or small, faces liability risks every day. Between the potential for injury and the potential for getting sued, you need to think about how you can best protect your business from huge financial losses. READ MORE >>

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Friday, April 30, 2021

How Much Auto Insurance is Required in Pennsylvania??

How Much Auto Insurance is Required in Pennsylvania?   Auto insurance requirements are determined by state law rather than federal law, so the amount of insurance you need may change depending on where you live.  In Pennsylvania, all drivers must carry a minimum amount of auto insurance including:  READ MORE >>

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Thursday, March 25, 2021

Do Electricians Need Workers Compensation??

Do Electricians Need Workers Compensation?   As with many other contractors, electricians face a variety of physical dangers when it comes to their job. Dealing with wires, electricity, ladders and heavy or dangerous tools almost ensure accidents will happen. READ MORE >>

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Friday, February 26, 2021

Health Savings Accounts

Health Savings Accounts   As health care costs continue to rise, millions of Americans are looking for ways to save money. One of those ways is to switch to a high deductible health plan with a health savings account (HSA) option. READ MORE >>

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Friday, January 29, 2021

Employee Professionalism Might Lessen E&O Risks

Employee Professionalism Might Lessen E&O Risks A business’s success depends on its workforce, and you want to assemble a team of trustworthy, reliable employees. There are numerous benefits to hiring and maintaining only the best professionals throughout the company. READ MORE >>

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